Applying For A Platinum Card, Things To Watch Out For
With the relatively easy availability of credit today, more can get plastic cards, including students and even those with bad credit ratings.
A credit card is a simple way of getting a credit rating and used smartly, can help provide flexibility in spending and even bonuses like cash back offers or travel credits.
To obtain a gold or platinum card you will need to have a higher annual income. This higher level of income is generally needed to qualify for these cards contrary to standard credit cards.
These cards can offer several additional benefits such as free travel insurance, free purchase protection, savings on travel and/or hotels and free extended warranty for additional year(s) on many household appliances. They may also offer higher credit limits and let you access to a higher amount of cash on a daily basis. The possibilities are endless for the owner of the card.
While carrying a gold or platinum card once give a certain prestige, nowadays there is very little difference between them although some credit card companies charge a fee for a Gold card, for example.
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