When shopping for term life insurance, you want to find the right amount of insurance coverage at a reasonable price with a company you can trust. But for many people, getting started is the hardest part. That’s where the following Life Insurance Checklist can help.
1. What you would like your policy to achieve?
Ask yourself what it is you want your life insurance to do. For example, do you want to have insurance coverage that will:
Pay funeral arrangements?
Pay the outstanding balance owing on a mortgage and other debts?
Offset the loss of your income? And if so, for how long?
Contribute to the future education of your children?
A combination of all or part of the above?
Knowing what you would like to accomplish with your life insurance policy and approximately how much you need to achieve these goals will help you determine how much life insurance you should consider purchasing. Online life insurance calculators are available to help you put a dollar value on the amount of coverage you need.
2. Who would you like to insure under the life insurance policy?
Most insurance companies offer a variety of...
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