Dental Insurance is a big racket– I don’t say this to offend you. It is a big racket having 32 teeth (Normally!) Still not clear on why do I call it a racket? Well, if you break a cord of the racket, only that cord needs to be replaced; the racket is in tact. Similarly, if you lose a teeth (God forbid), the loss is limited. How expensive the dental treatment is! You give your teeth to the dentist and make payment as well.
Without insurance protection, dental treatment is a difficult proposition. I remember about a real life incident. A health benefit scheme was introduced in a Bank under which actual dental care treatment expenses for Officers were reimbursed in full. The response to the scheme was awesome. Claims for reimbursement of expenses poured in. It almost assumed the form of a racket.
One particular officer tendered bills for reimbursement of expenses, almost daily. One day I asked the dealing Assistant, What’s wrong with the dental health of this Officer? Is he dentally, medically unfit? Going by the claims he is submitting and the nature of dental problems descriptions, not only he, his next seven generations need to be declared...
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