Finding The Right Mortgage For Your Utah Home


Mortgages are a funny thing. There are more lenders out there than one can shake a stick at, and beware; not all of them are scrupulous. According to statistics approximately 30% of the mortgage brokers operating in the U.S. are considered to be suspicious or do not meet the standards of proper business practices. Ask yourself, is my prospective broker in that 30%? The question remains how can you be sure that your broker is above board? Well there are a few ways, but they involve some legwork. Considering that you are purchasing a house, a fairly expensive commodity as purchases go; it might be a good idea to do the research.

A good idea is to start with your local Chamber of Commerce. Chambers usually have some great resources on financial institutions and you might even be able to find a lender who is a member of the local Chamber. Another good spot to look is the Better Business Bureau. But do be careful, businesses that run afoul of the BBB tend to change names quickly so it pays to find out as much info about your lender as possible.

There are definite things to look out for when securing your financing, does the lender explain everything? Do they take the...


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