How Health Savings Accounts Reduce Medical Expenses And Help You

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How Health Savings Accounts Reduce Medical Expenses And Help You Avoid Metabolic Syndrome

The most common set of diseases facing Americans moving into their 40’s and beyond has been termed “metabolic syndrome”. Metabolic syndrome is a collection of disease symptoms that tend to occur together. These are excess body fat around your waist, high blood pressure, high LDL cholesterol, low HDL cholesterol, elevated triglyceride levels, and high fasting blood sugar.

As more Americans are carrying high-deductible health plans along with health savings accounts, many say they are beginning to pay more attention to their health. Health savings accounts (HSAs) allow you to put aside pre-tax money to be used for future medical expenses. Because deposits grow tax-deferred and are not taxed for medical withdrawals, if you fund your account and stay healthy, you could have hundreds of thousands of dollars in your HSA by the time you retire.

The fundamental metabolic disturbance that seems to be common in almost all people who have metabolic syndrome is insulin resistance. Insulin is a hormone that your body uses to move the carbohydrate that you eat into...

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