How To Keep Your ‘get Out Of Debt’ Resolutions This Year
Getting out of debt is one of the top New Years resolutions made every year. Unfortunately, like many New Years resolutions, most people generally forget about or give up on their resolution to get out of debt before the first month is even up. Here are some tips to help you keep your ‘get out of debt’ resolution this year:
1. Stop borrowing. The first thing you should do to get out of debt is to stop borrowing. You can’t get out of debt if you’re continuing to add to your burden each month. So cut up those credit cards, or freeze them, or put them in a safe place where you can’t get to them easily, and start using cash for all of your purchases. This simple step will keep you from over spending and will make you stop and think “do I really need this?” before each purchase. You will be surprised at how powerful this one strategy is!
2. Take an inventory. This is a painful step, but you absolutely have to know where you stand before you can make a plan to get out of debt. Write down who you owe, how much you owe them, and the minimum monthly payment...
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