Many people mistakenly assume that all their dental needs are covered by their health insurance plans. While many health insurance plans most notably HMOs may offer some dental coverage, most of your dental needs wont be covered by the typical health insurance plan. In fact, you may even find that a dental insurance plan only goes so far in covering your true dental costs. Supplemental dental insurance can help cover your out of pocket expenses, or lower your dental costs with participation in various dental plans.
Supplemental dental insurance is not meant to be your primary dental insurance. Rather, its meant to help cover the costs associated with your dental needs which may not be covered by your primary health or dental coverage. There are several varieties of dental insurance supplement plans, but they fall under a few broad categories.
Dental Discount Plans
A dental discount plan is designed to lower dental costs by leveraging the large number of their members to negotiate lower prices for their members. Discount dental plans arent actually dental insurance, but they do lower your dental costs by passing the savings on to you. You save money by...
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