It happens. You are walking down the street and you look up and there it is, the holy grail of all electronics and youhave to have it. What? No money. No problem. They will sign you up for an in-store credit card. Payments will be low, interest will be high. And yes, they can deliver it today.
Thats the tried and true story of life in pursuit of the American Way. Lots of purchases on credit, lots of stuff crowding our homes, lots of debt we cant ever pay in our entire lifetimes. But isnt that the way things are meant to be? For some crazy reason Americans love to buy on credit. We continue to make purchase after purchase we cant afford and then it happens, and one day we wake up in a complete financial crisis, paralyzed by debt and fear and unsure of what we can do to remedy the situation.
Well, if you find yourself in the state of siege you may find comfort in knowing you are certainly not the first, and more than likely will not be the last, to occupy this position. I was there once too. My credit card was procured just for emergencies. Then it was for gas and emergencies. Then it was for pizza, gas, and emergencies. You get the idea, Im...