What is Debt Management

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Debt Management is a very simple financial concept hire a qualified Debt Counselor or certified Debt Management Company to pay your unsecured debt.

The Debt Management Company you hire will relieve and eventually reduce your debt by managing your assets effectively and negotiating with your creditor regarding interest rates and monthly payments. This is not a loan so you are no obligated by any contract or other binding paperwork associated with a Debt Management Plan.

When choosing a Debt Management Company you want to make sure and beware of several things. First, make sure the company registered with the Better Business Bureau (BBB) and has been rewarded the “Reliability Program Online Seal.” Second, beware of any companies who want to charge more than $50.00 a month to open your account and work with your creditors. Third, make sure the company is able and willing to answer all your questions, if you feel that the company is “beating around the bush” don’t waste your time; find another company. Last, if you feel pressured by the Debt Management Company, run, more than like that...

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