It is one of the joys of the UK credit industry that prices of credit, and in particular of credit cards, have continued to fall over the past number of years. Today you can get zero per cent on balance transfers, and even zero per cent on purchases, offers that were simply unimaginable just a...
You may notice that wherever you go today, you will see all kinds of advertisements for all kinds of credit cards from regular credit cards to cash back credit cards. With rebate credit cards, the cardholder is given back a portion of his purchase in the way of a percentage of the total amount...
Ensuring that your credit card is safe is probably one of the first things you need to learn when you first get a credit card for yourself. Making sure you have followed the guidelines given here will help you keep the credit card safe from misuse to a vast extent. Of course we have hackers who...
Credit Card Charge-Off What Does It Mean And What Should You Do About It?
Have you been told by a creditor that your debt is about to “charge-off”? Did the bill collector make it sound like you will be ruined financially if you allow this catastrophe to happen? If...
Cashback is a popular incentive offered by many credit card companies. What it means is that for every dollar you spend, your card issuer will give you back some money, usually in a single payment made once a year.
The amount paid back is calculated as a percentage of your total spending....
If you are new to the world of credit cards, then you need to know the basics before going ahead and choosing the right credit card. Although all the terms and companies offering cards can seem confusing at first, if you do your homework then learning the basics takes no time at all. Here are...
Understanding Personal Credit Can Help You Have Better Purchasing Power
The more you want to be able to have in life like nice cars and homes, the more important personal credit becomes in being able to have those items and a great deal more. Unfortunately, many people dont understand...
Use Your Cash Advances Wisely! Credit card cash advances can provide you with convenient and instant access to cash, but cash advances should be avoided if at all possible.
What is a Cash Advance?
A cash advance is an option cardholders can use to borrow cash against their current...
A merchant account is a credit card account that a merchant opens with a bank, allowing the merchant to accept credit card orders from customers. This is the same as what you see on some web sites that sells things and stuffs.
There are various processing options provided by merchant...
Business credit cards are certainly becoming the way to go these days. Ever wonder if they might know something that you don’t. Many businesses are using them, and it may be time that you look at what it might be able to do for your company. This article will show you a few ways that you...
When looking into the different types of reward credit cards, it is important for you to understand that there are a wide variety of reward credit cards to choose from. The type of reward credit card that is right for you is largely dependent on your own personal lifestyle and...
A low credit rating or bad credit report can negatively affect virtually every aspect of your life. Whether you are consistently late on your mortgage or utility bills or you are over your limit on your credit cards, bad credit can make purchasing on credit virtually impossible, and it can limit...