How To Use The Fair Credit Billing Act (FCBA) To Your Advantage
Has your credit card company ever charged you twice for the same item or failed to credit a payment to your account? While frustrating, these errors can be corrected. It takes a little patience and knowledge of the dispute...
How To Use A Secured Credit Card To Repair Your Credit
If you have ever had credit cards, paid a bill monthly, or obtained a loan, you have a credit rating. When you make payments to a creditor, they report these payments to credit reporting agencies that compile your credit report and...
Most people these days expect to be able to pay with a credit card, whether they are at the local gas station or working with an independent service industry person who runs a business out of his or her home.
If you are a business owner who has been reluctant to accept credit cards in...
Prepaid credit cards have been growing in popularity over the past few years. But despite the ‘credit card’ name, no credit is actually involved. Heres how it work’s.
When a standard credit card is used, you pay for the convenience of being able to purchase items...
Why You Should Have A Credit Card In Your Own Name
If you have ever been asked by your wife, husband, child or friend to have someone else as an authorised signatory to you, i.e. a supplemental signatory, on your credit card account you no doubt gave this some serious thought. If you...
How To Use A Collection Agent To Repair Your Credit
Your credit rating is determined by your credit report. If you obtain a loan from a bank, credit card company, or other loan establishment, your ability to make your payments on time is reported to a credit reporting agency. Credit...
Please use caution when you use a ‘credit’ card on the internet. There are ‘criminal elements’ every-where, and online is no exception. I will actually go as far as to say that you should NEVER use a ‘credit’ card online AT ALL. Hear me out! I have a PayPal...
A business platinum credit card is not one of the regular business credit cards with a unique feature where not only you but your business also benefits from it. Apart from offering various freebies and discounts, what makes a platinum credit card special is its low interest rates and the...
For people who are organized and careful, using a credit card can be a good way of managing debt and handling spending. And there are other advantages that can make credit card use even more appealing.
Many credit cards can now be used to contribute to people’s favourite charities....
Why You Should Avoid Paying Income Taxes with a Credit Card
We all agree that the credit card is very convenient. That is why the IRS allows you pay your taxes through it. To sweeten the deal, credit card companies offer rewards in the form of frequent flyer miles. So you can get a free...
How to Spot Credit Repair Scams And Correct Your Credit History Yourself
Millions of Americans are suffering from huge mortgage payment delinquencies and credit card debt. The two go hand in hand and are mainly the result of mortgage lenders loaning money to people that had no business...
Why Paying Your Income Taxes with a Credit Card Is a Rip Off
If you own your own business or have not been deducting enough from your paychecks each week, you will probably owe some income taxes when tax time rolls around. This is never fun, and if you do not have the money in your...