Are you standing at the door to wealth but can’t seem to find the right key?

There are many keys on the key ring that can unlock the door to wealth, but you have to know which ones they are and how to use them correctly.

In this article I’ll focus on the “residual...

The Pensions Policy Institute (PPI) has issued a report which supports the Pension Commission’s recent demand for reform in the structure of the basic state pension. In fact the report goes further than simply backing the report, it calls for reforms to be implemented more rapidly than the...

Know what costs to reduce Reducing costs is sometimes just a percentage game with a focus on the areas of main expenditure. A 25% saving on an 60,000 telecoms bill is more important than working towards a 50% reduction on a 4,500 spend on vending machines.

Length of Contracts Signing a...

We’re all desperate to save money on gas these days. We shop for the lowest prices, follow the news, combine trips, walk more. But for many of us, especially Realtors, dealing with the gas crunch is unavoidable. Not every house you sell is going to be in your neighborhood, not every house...

Making sure that you’re on the road to financial security can start with a personal finance checkup. A financial checkup allows you to periodically review how you’re doing in light of your finance goals.

Taking the following steps can help put you on the course to financial...

If youve spent more than your budget can cope with, then maybe youre thinking about credit to help you through January. Many people fear the long, broke month of January. After a lovely Christmas full of joyous smiles January can see a mood swing in the wrong direction. Many of us turn to credit...

Poor People: Why do you Give to Help Them?

This article may upset some people. Money can be a touchy subject. And when you combine the subject of money with religious feelings, there can be conflict.

I saw a commercial on television that really bothered me and I wondered why it...

You’ve organized the contents of that bulging shoebox and tracked down the stray receipts lurking in jacket pockets. Now you’re ready to point and click your way to what you hope will be a generous tax refund.

But while your records are still organized and your...

You’ve organized the contents of that bulging shoebox and tracked down the stray receipts lurking in jacket pockets. Now you’re ready to point and click your way to what you hope will be a generous tax refund.

But while your records are still organized and your...

When you are planning for your retirement, a 401K plan is a good place to start. This a very special account that you fund with pre-tax earnings and is deducted from your paycheck each pay period. These funds are then invested in a variety of bonds, mutual funds, and stocks, and no taxes are...

Making a budget for a home business start-up is more of an art than it is a science. No matter how exactly you think youve pinned down all your expenses, its guaranteed that more will appear that you either didnt think of or just couldnt have predicted. Thats why you need to make sure that you...

Whether or not you choose to ignore it, you cannot deny the truth embedded in this statement: Your personal finance is and always will be your responsibility.

When it comes to finance, many people put an impractical blind eye to the fact that finances need to be managed. Personal finance...