3 Credit Tips That Will Save You Hundreds Each Year
While extremely convenient, credit cards can be a very costly consumer product. Most people dont realize just how expensive carrying around a credit card in your wallet can be. Each year many big spending credit card consumers can throw hundreds or even thousands of dollars out the window using credit cards. Even if youre not a big credit card spender, almost anyone can save hundreds of dollars each year with these 3 credit card tips.
Never Pay the Minimum Payment
Your credit card company usually makes sure you know that there is a minimum payment. Even if you owe thousands of dollars, your minimum payment can seem extremely low, sometimes only 3% of your total balance. However, what the credit card companies dont tell you is that if you have a large balance and only pay the minimum payment for the next few years you will cost yourself possibly thousands of dollars in interest costs alone. In fact, that purchase at the record store for $50 over time will double. To avoid paying interest only and never touching the principle make sure you always pay more than just the minimum payment.
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