5 Ways You Can be Prepared When Facing a Job Loss
Are rumors circulating throughout your workplace that there may be downsizing, a lay-off or merger? Are you scared and dont know what to do? These 5 tips can help you feel more in control of your financial situation:
1. Take a long, hard look at your monthly bills. Are in up to your neck in debt? Now is the time to tighten your belt and try to get a handle on the interest rates you are currently paying. Can you pay down some of your debt right away? Transfer to another, lower rate credit card? Should you refinance your mortgage or home equity loan? Now would be the time to take care of this, not after youve received your pink slip.
2. What can you trim in your monthly budget? Stop buying those lattes every morning and save about $80 in one month. Rent a DVD instead of going to the movies. You are the only one who can decide what you can and cannot live without, but these are two good examples of the latter. Cut back on your dining out and youll see more green in your wallet right now, when you need it the most.
3. Be more aware as you pull out your wallet for every day expenses and decide if you...
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