700 & Above Is a Good Credit Score

| Total Words: 545

Isnt it funny that who we are is based on numbers? The same goes when we apply for a loan and if you dont want any problems, you should at least be 700 and above to have a good credit score.

But what is a credit score? It is an indicator which tells a creditor if you will be able to pay your debt should your loan be approved. Normally, the score is from 340 to 850 and if you dont score that well, your loan by be disapproved or this will be granted as long as you accept to pay the high interest rate.

This is probably unfair given that you dont have money already but it is a fact of life. Its either you agree to their terms or you dont get the much needed funds.

In the US, many Americans get a good credit score. This happens because they dont spend beyond their means and pay their bills on time.

But for those who dont score well, they have to find a way to make ends meet by cutting down on their expenses and paying these debts gradually. A good idea will be to talk to your creditor about the situation so they can come up with a payment plan so this will never appear on their permanent record. That is perhaps the smartest thing to do if you had a...

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