Oh, what a wonderful and terrifying time going off to college can be. Moving away from home and making it on your own is a huge step. You have taken all of the right classes to prepare you to succeed as a college student. But, you need the proper education outside the classroom in order to succeed. That includes knowing how to handle your student credit cards.
Keep Your Head On Straight!
One of the first things you will notice when you arrive on campus is that there are student credit card vendors everywhere. It makes sense, really. The credit card companies want to establish relationships while their client base is young. This relationship can lead to car loans and mortgages down the road, not to mention finance fees generated by the exuberant spending of American youth. Before you embark on this smorgasbord of credit consumption, you ought to consider a few things.
Consider, for instance, that the average student ends their college career with just under $3000 in credit card debt. An astounding ten percent of all students graduate with more than seven thousand dollars in credit card debt. I know, I know, you hear this statistic all of the time. It seems...
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