Looking for low interest credit cards? There are many options out there. With so many companies and banks offering many different styles and types of cards, its good to know the basics about how credit cards work so you can find out what type of card would work best for you. Many cards offer an introductory interest rate, which can be as low as 0% on purchases for up to the first 12 months of your cards use. Banks such as Citi, Chase, and American Express offer many varieties of cards including some with this illustrious introductory offer.
However, once this initial period of your card expires, you are subject to a Purchase APR interest rate. APR stands for Annual Percentage Rate. This number can be quite high, or low, usually depending on your credit score. A fairly low interest credit cards APR is around 9% or lower.
There are cards out there that you can obtain with an APR of as low as 5.5%, given a good credit score and some searching. Another thing to note when looking at APRs would be the letters V and F. These seemingly harmless looking letters that appear after interest rates can mean a lot. V stands for variable, which means your rates are subject to...
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