Applying For A Credit Card – What You Need To Know Before You Apply For A Creditcard
Today, its easier than ever to apply for a credit card. Banks are easing requirements and it seems that everyone, even those with no or poor credit, are credit card holders in this day and age. The reason that credit card issuers are making it so simple to get approved is because they make substantial profits by charging these individuals higher than normal interest rates.
So, why should you tread carefully when applying for a credit card? Often times, creditcard applicants dont read the fine print or the cardholder terms and end up with cards that have big annual fees or extremely high APRs. This is very easy to do because often times, applications are submitted over the Internet and are processed very quickly. Its important that you carefully read all of the details before applying.
Having a credit card certainly has a host of advantages, and I am a big proponent of carrying them. However, with this newfound convenience comes new responsibilities as well.
When making purchases and charging them to your new credit card, I would recommend doing so only if you...
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