Auto Insurance Quote: Should I Include My Children When Getting A Policy Or Purchase A Separate One?
Parents can consider car insurance as expensive. But when the safety of your children is on the line, the cost does not really matter at all. However, there are factors involved when deciding to whether to include your children when getting a policy or purchase a separate one. And sometimes, the decision to make is a bit confusing.
To make your decision making easier, you have to weigh the following factors and decide which is most advantageous to you:
Cheaper rate Auto insurance companies always offer cheaper rate when the added vehicle’s insurance is purchased under the parent’s policy. Also, it is assumed that younger and single drivers are more prone to accidents than older and married ones. So if your child will buy auto insurance under his or her name, he or she would certainly pay more money.
Discount If you own one car in the past and have added another one, you can certainly have a multiple car discount under the same company. Added to that, you can also have a significant great student discount if your child is still in...
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