It happens to everybody: a week before payday, your roof starts to leak, your computer crashes and the technician tells you that its cheaper to buy a new one than to have it repaired, or a friend invites you to join her for a weekend vacation at a hotel with a limited promo.
These are the financial emergencies that you cant quite factor into your budget. You can afford to pay for it, you just dont have the money with you right now and for one reason or another, you cant use a credit card. One option available to you is a payday loan.
Payday loans are short-term loans where you are lent a small amount to tide you over until your salary comes in. Many payday loan companies can be found on the Internet (allowing for a quick search, for that quick solution to an urgent problem). These companies, in turn, will be the one to find the lending institutions that can spot you for that amount. Your application will be processed within days, and when you need it, the money appears in your account, ready to be spent as you wished. They simply withdraw the money from the bank account, with interest, when your salary comes in.
When should you get a payday...
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