The car insurance industry has got really competitive in the last few years, so prices haven’t really changed much. There are now over 100 car insurers to choose from, so there are some very good deals out there for those who are prepared to shop around. 23% of motorists still choose to insure with the same company as the year before, but they could undoubtedly save money if they did check out some other companies.
Motorists could be forgiven for not getting other quotes, it used to be a very laborious exercise involving long waits while getting routed through the call centre, and boring repetition of facts to sales advisors. Now, thanks to the internet, it’s all a lot more simple. Car insurers also offer extra discounts to people who buy online.
However, you need to consider the quality of the policy, not just the price:
Check that your low quotation is not due to an extremely high excess.
Check that you will get a courtesy car if your car needs to be taken in for repairs.
Check that legal insurance cover is included, if you want it, and automatic windscreen replacement.
Find out if there is an accident help line in...
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