Many elements determine a car insurance policy. Car insurance companies look at the persons age, his or her driving record, and even the kind of car the person drives before offering a car insurance quote. Unfortunately, these factors can work against teens who are searching for cheap car insurance.
Teens are young, so they dont have much driving experience. This lack of driving experience sometimes results in car accidents and traffic infractions, both of which are documented on their driving records.
One way to get cheap car insurance for your teen is to add him or her onto your existing car insurance policy. This may raise your car insurance premium a bit, but the increase in premium will still be cheaper than a separate car insurance policy for your teen.
There are benefits for parents who add their teen drivers to their existing car insurance policies.
You may get a discount for adding another car to your policy. Many car insurance companies offer discounts to policyholders who add additional cars to their existing policies. Depending on the amount of the discount, it may help you make up the difference for any increase in premium you...
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