Citibank is one of the largest players in the world of banking and credit. The company reported 2005 year end assets of $1.5 trillion dollars, employs 300,000 people, and made over $25 billion in income during fiscal 2005 alone. With roots tracing back to 1812, Citibank is well established, which is a nice combination with its size and power.
Citibank offers many, many credit cards with Visa and MasterCard labels. It runs the gauntlet of types, including rewards cards, value cards, small business cards and student credit cards (which I really wish I’d have looked into earlier in my entertaining past).
The rewards cards range from gas rebates to points for travelers frequenting the Hilton chain of hotels. Some cards combine services frequently offered by other companies, such as the Citi Driver’s Edge Visa Card for College Students. Along with free online account management, all accounts get the benefit of identity theft protection and $0 Liability on unauthorized purchases.
Citibank’s value cards feature good basic rates that other, more gimmick-oriented cards would skip on. For example, the Citi Platinum Select MasterCard has no balance...
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