An important factor that plays an important role in maintaining a clean credit report is actually the contents of your credit report. The credit report is pretty much the story of your financial life, contained in a detailed document.
The credit report carries the credit score, which is a numeric ranking usually between 300 and 850. Several lenders use the credit score to help them decided whether you are worthy of a credit. More so, the score is also used to determine your capability of paying a loan. The credit report is important and cleaning or maintaining a good credit report is vital to your financial survival.
A Look inside the Credit Report
In a credit report, the first entry is normally your personal information. It includes your name, listed telephone number/s, previous and current addresses, reported differences of your Social Security Number, past and present employer and the date of birth.
The information regarding your credit accounts follows your personal information entry. This is also listed in detail and normally includes loans, the maximum loan amount, and information of any joint account holders or co-signers. The credit report...
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