A credit score chart answers the question what is a good credit score? Unfortunately, there is not a uniform answer to this question. Scores range between 300 and 850 with higher being better. While imperfect, a credit score chart will tell you whether your score is a good one or not.
The credit score chart given by various analysts agree that the cut off for excellent is either 770 or 760. Freddie Mac, Smart Money, and PBSs Frontline all agree that 770 is the cut off for A+ Credit. Fair Isaac (the company that compiles credit reports) and MSN Money peg the number at 760.
People who score in the mid-700s on the credit score charts should also qualify for good interest rates and many types of credit offers. Lending Tree and Bankrate agree that scores between 650 and 760 qualify you as having above average credit. Fannie Mae says that a score of 740 makes you an excellent risk for a home mortgage.
The average credit score for prime deals in the United States is 733. TransUnion, a major reporter of credit scores reports that a score of 730 is very good.
The average credit score overall in the United States is 723. CBS reports that anything above 720...
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