Credit Score Range Why The Numbers Matter More Than You Think
The credit score range is a number between 300 and 850 that determines everything from whether you qualify for a mortgage to whether you get a job. Here are seven areas where your credit score range comes into play:
1. Qualifying for a mortgage If you have a credit score range above 620, you qualify for a regular mortgage. Below 620 and you are pushed into a subprime mortgage. If your score is above 720, you should be able to qualify for the best rates available.
2. Leasing an apartment Landlords run your credit when they are deciding whether to lease you an apartment or house. Thats because it is very expensive to evict a tenant. They look at other factors besides your score such as past rental history, but you should know where you fall on the credit score range before filling out a lease application.
3. Getting your utilities turned on The electric company is interested in whether you pay your credit card bills because that is a good indicator of whether youll pay them. If you have a score in the low credit score range, be prepared to pay a hefty deposit to get your utilities turned...
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