The chances are good that the person sitting next to you may have been a victim of a crime. Statistics indicate that 8 out of 12 Americans will become victims of a crime at least once in their lifetime. Most people think of violent crimes-rape, assault, robbery-when they think of victims.
But not all victims experience crimes of violence. According to the Office for Victims of Crime, frauds, identity theft and financial schemes victimize millions of Americans each year. Consumers fall prey to phony investment scams, get-rich-quick schemes, foreign lotteries, telemarketing fraud, Internet scams and identity theft every day. Millions of hard-earned dollars and life savings of victims line the pockets of scammers, who have no regard for their victims or the damage they’ve done to their lives.
Last year, 10 million Americans became victims of identity theft, according to the Better Business Bureau, with a loss of over $50 billion. Insurance frauds cost the average family $400-$700 per year in higher insurance premiums. And fraudsters in the multibillion dollar telemarketing industry target older Americans, with an estimated loss of over $500...
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