The landscape of the debt settlement (debt negotiation) industry has changed a great deal over the past few years, and as a result there is a significant amount of information circulating related to debt settlement that simply couldnt be further from the truth.
For instance, I recently read an article whose author claims that all debt settlement companies charge hundreds of dollars for an initial admin fee, as well as a monthly service fee. True? Not necessarily. You see, there are indeed many debt settlement companies that model their fee structure this way, but to say that all debt settlement firms are the same is extremely irresponsible. Fortunately, there are several firms that do not charge an administration fee, nor do they charge a monthly service fee. Believe it or not, there are legitimate firms who do take pride in customer service and providing whats best for their clients, as opposed to running a scam to rip people off.
Also, there seems to be a misconception that all debt settlement firms set up trust accounts, into which their clients are required to deposit funds each month so that the debt settlement company may withdraw their fees prior to the...
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