Debt Settlement The Bad, The Good And The Truth
So, youre in over your head and youre considering a route known as debt settlement (debt negotiation), whereby your creditors will agree to accept less than the full balance owed on your accounts. Youve probably heard or read about many different opinions relating to debt settlement and youre not sure if this is the way you really want to go. Youre probably also questioning all that youve heard and are likely confused and unsure of whats fact and whats actually fiction. So, lets attempt to clarify the process of debt settlement by starting with the bad.
Obviously, your creditors will not accept less than what you owe them without a little pain on your part. Unless your accounts are already delinquent, dont even attempt to work out a settlement agreement with even one of your creditors because it simply wont happen. Period. Unfortunately, your accounts must be at a certain stage of delinquency prior to negotiating a settlement. If youd like to attempt to work something out while your accounts are current, or even 30-60 days delinquent, I urge you to do so because at the very least youll find out the truth and realize...
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