Diamond Jewelry Appraisals – Are they Worth It?

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When you buy diamond jewelry such as diamond rings, diamond pendants, necklaces, or tennis bracelets, you’re not only buying a product, you’re investing in an item with tremendous value for now and the future. You can protect your investment by getting a certified diamond appraisal. Here are some benefits of appraisals and how they work.

Secure Proper Insurance for Your Diamond Jewelry

Since diamond jewelry is considered to be a financial investment, it’s wise to include it in your property insurance. Your insurance company will likely require a written description of the jewelry item. A diamond appraisal will define the specifics of your jewelry such as the weight in carats, cut size and shape, clarity, and appraised value. A photo of your diamond jewelry is included with your appraisal as well. Many appraisals today allow for three-year updates to update the value of your jewelry according to the current market since jewelry prices can rise and fall with the economy.

When applying for insurance, you’ll know exactly what the value is and how much coverage to obtain if you have a certified appraisal. If your jewelry is damaged or...

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