I am always more than a little skeptical about signs that shout out “Zero Percent Interest” or “Flat Fifty Percent Off”. The only thought that runs through my mind at those times is: “Where is the catch?” There usually is a catch. The question is: Does the catch overpower the benefits? That is the question that I ask myself just before I buy a new credit card or enter a sale. I usually find that the catch is somewhat insignificant when you compare it with the bigger picture.
I usually have a lot of these cynical moments when I am on the lookout for a new credit card. It seems to me that there are too many great offers going. It is as though they are too eager to sell me those credit cards. Why is there so much enthusiasm?
I mean, why would a company offer something like interest free credit cards? What is in it for them? And what about the zero percent balance transfer credit cards? What is the deal with them?
Well, I think once you do away with the skepticism, you find that most of these offers are more or less true to what they say. Most interest free credit cards provide a deal where you don’t have to pay...
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