For the most part, the actual loan rate (APR) that you might be offered by lenders will not vary all that greatly. As there is a lot of fierce competition between lenders who are on the lookout for your business, they are all only too aware that the APR is probably the most important factor in terms of their advertising and marketing strategy when it comes to potentially luring a customer in to check out their finance packages so youll not find too much difference between them all, although they will vary to a degree.
However, whilst interest rates might not differ all that much, the lenders fees can vary tremendously and these can often be buried deep within the terms and conditions of any loan agreement so its important that you are aware of these additional costs and are extremely vigilant in asking all the right questions when you are approaching any lender to ask for money. There can be early settlement charges, payment protection insurance and other arrangement fees which might make one loan quote far more expensive than another, even though the APR, at first glance, seemed to indicate that the two lenders would be able to offer you virtually identical...
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