Considering the climate is ever changing and the majority of the UK has in recent weeks (June 2007) been suffering from unusual weather and in particular rain and storms, it is now more essential and more important than ever that you know whether or not you are covered by your policy for events such as flooding.
Just recently many people have found that they didnt have the valuable cover needed, while others were lucky and did, when torrential rains hit the UK and homes were flooded and possessions ruined. This one occurrence is thought to bring around 1,200 claims on insurance for the ones that were lucky enough to have cover.
However a sad fact is that while many people do have insurance for their homes and believe that they are totally covered, a staggering 257,000 of all claims against policies are turned down every year simply because the home owner hasnt taken out the right policy or they didnt bother to look at what the policy did and did not cover and have found that they arent covered when it comes to making a claim.
One of the biggest reasons why adequate cover isnt taken is due to the fact that the majority of people simply take the cheapest...
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