A payday loan allows you to receive a cash advance based on the expectation that when you are paid, you will pay the lender back. Finance fees vary between payday loan companies, so it is best to investigate several lenders before filling out an application. Once approved, you can receive your money within hours. Then you just repay your loan on your next payday to avoid any financial problems.
Find A Lender
Before you fill out an application, you should start by comparing lenders. You can easily find information on lenders sites. Look for the lowest finance fees and best terms.
On average you can expect to pay $15 for every $100 advanced. You can borrow up to $1000, but the typical amount is between $200 and $300. Your states laws will dictate how much you can borrow and the terms.
The Application
With online payday loan lenders, you dont have to worry about paperwork. You simply provide your contact information, income level, and checking account info.
For large payday loans, you may need to fax additional documents, such as pay stubs or bank statements. Sometimes you may find better rates with these lenders, so it pays to at least...
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