If you have several credit cards and have found that making just the monthly payment to be difficult then you may want to look into ways to manage your debt and learn some financial planning skills. If you want to avoid bankruptcy then you may need to try debt consolidation.
One way to consolidate debt that is quite fast and easy is to transfer the balance of all of your credit cards onto another card. Many cards will give you 0% APR for six months to a year and this can help you to save money and save money that you would be paying on high interest rates. Youll want to make sure that the sum of all your balances will fit on the new card. If the new card jumps into a very high interest APR it might not be worth it if you cant pay your whole debt off by that time. Do some math and figure out what works for you.
When you do the math on your debt youll want to see how long the credit card offers this great 0% APR offer. It can vary a lot from card to card so youll wan to read all the fine print and make sure you know exactly what you are getting into before you sign up for anything. Sometimes you will be able to pay off your debt within the time period for...
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