Five Bad Habits That Can Lead To Bad Credit

| Total Words: 576

Theres lots of good ideas out there on what you can do to correct a bad credit or a bad debt situation. But have you ever taken a few minutes to think, How in the heck did my credit get so bad?.

Bad credit does not come about because its something that you thought about and planned for. Its more like the opposite. It comes about because youre enjoying your life, spending on what you want, not always just what you need.

Lets face it. Credit is a great thing to have. Credit takes your life to a whole new level. Just try to book that hotel room in Las Vegas without a credit card! Most hotels wont even take cash because they want to bill you for that last meal or whatever after youve checked out.

But here are some ways to that you can ruin a good thing:

1. Never pay your bills on time.
2. Use credit cards for all purchases, large and small.
3. Borrow against the equity in your home.
4. Buy the most expensive car or home that you can afford.
5. Amass substantial student loan debts.

Now lets talk about this list for a minute. Are you always waiting until the last minute to pay your bills? If so, youre cruising for a bruising....

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