If you are looking to apply for a credit card, than youll need to ensure that you have sufficient creditworthiness. In reality, this is no easy task so if you are having problems with this, the following 5 credit building tactics should help.
1. Open a current account
All credit card companies like to see that their potential borrowers are responsible when given the opportunity to borrow money. However, if you only have a deposit account then there is no real chance that you could ever do overdrawn. A way to correct this is to open a current account with a high street bank and use it responsibly, i.e. dont go overdrawn! In any event, in any application you make to a credit card issuer they are going to ask you for details of your current account so you may as well take the opportunity of using the past history of your current account to help in establishing your credit rating.
2. Have all your utility bills in your name
A second way you can start to build up credit brownie points is to put all your utility bills, e.g. your water, gas and telephone bills, in your name and make sure that you pay them all on time! Again, it is very likely that the...
To view and download this full PLR article, you must be logged in. Registration is completely free. Once you create your account, you will be able to browse, search & downlod from our PLR articles database of over "1,57,897+" on 1,000's of niches and 200+ categories without paying a penny. Click here to signup...
