Home owner insurance isnt a legal requirement in Oklahoma, but if you purchased your home with the help of a lender, such as a bank, your lender may require you to purchase a home owner insurance policy until you pay off your loan. Whatever the situation, its wise to purchase a home owner insurance policy in Oklahoma to protect your home, your family, your possessions, and even visitors and guests.
When you begin you search for the home owner insurance quote thats right for you, there are a few factors to remember:
Oklahoma home owner insurance policies generally do not cover flood damage. For flood damage protection, contact the National Flood Insurance Program at 800-CALL-FLOOD.
Some Oklahoma home owner insurance policies will cover wind and tornado damage, and some will not. If damage caused by wind and tornadoes is a concern of yours, make sure to ask the Oklahoma home owner insurance company if the policy for which youre getting a quote covers wind and tornado damage. If it doesnt, you may want to seek a different home owner insurance quote for a different home owner insurance policy, or, you may want to start looking at a different home owner...
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