One of the most important things you can think of is how to get out of debt as soon as possible, especially if your debt is significant.
This incredible important task can seem very mighty, but if you take certain appropriate steps, it can be easier than it seems. For instance, I am now almost out of debt compared to what my situation was just a decade ago.
You would be shocked if you knew what my situation was before I paid off my debt in full.
Like many people, I got my first credit card while still in the college. If you don’t know, this is the worse time in the world to get a credit card.
At such time you would get into debt with the vain hope that you would easily get out of debt in the future.
The idea that you would easily get a good paying and great job after graduation makes matters worse.
For me, the credit cards kept coming while in college. They were handy to a poor college student like me. There was one time when I took a very hefty cash advance for the purpose of paying tuition.
It was a very good idea to me, back then. I was also able to afford all the newest fashions and other accessories on credit. To me,...
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