Holiday Home Mortgages: Buying The Property Of Your Dreams

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Property is most definitely one of the major growth industries in the UK at the moment because more and more individuals are investing in second properties and getting holiday home mortgages. Holiday or second homes allow individuals to get away from the mundane as well as the stresses and strains of everyday life whenever they please. However, with house prices being so high at the moment, affording a second home can be difficult unless you seek second home mortgages.

Holiday home mortgages are more complex than regular mortgages because many high street banks and lenders do not offer second home mortgages unless you hold a first mortgage with them. For example, one particular building society will only offer a loan in the form of a further advance on top of the first mortgage instead of second home mortgages. However, there are holiday home mortgages out there if an individual is willing to take the time to find them.

If an individual is considering purchasing a property abroad then international holiday home mortgages may well be available. Certain lenders abroad will often give an individual the benefit of their service and experience because they are...

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