Holiday Spending Tips – Ten Ways To Keep From Having A Holiday Spending Hangover
Ah the holidays a time for parties, over eating, and over spending. Americans routinely overspend during the holidays, often resulting in increasing credit card debt to go along with that increasing waistline from too much pumpkin pie.
The holidays are stressful enough. Dont add to that stress by overspending your holiday budget. Here are ten tips to help you save time, money and stress this shopping season:
1. Make a list. Decide how much you can afford to spend this year and write it down. Decide who you want to buy for, and how much you want to spend on each person. Take this list with you when you go shopping to ensure that you dont buy on impulse or exceed your spending limit. Also, dont forget to include wrapping paper, decorations and shipping costs. These can add up fast!
2. Pay cash for your holiday gifts. Its much harder to spend cash than credit, so this tip alone could save you hundreds of dollars this holiday season. Also, avoid credit card offers or store charge card offers that offer you a discount if you sign up. These cards usually have high...
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