When taking out home insurance, many people dont see the point of paying an extra 15-odd per year for legal expenses cover, mainly for two reasons – they dont fully understand what it covers and, those that do understand, think that theyll never need to use it.
However, for people like Miss X – who slipped on a grape while doing her shopping it can mean the difference between financial ruin and financial recompense.
When Miss X slipped on a grape while doing her weekly shopping at her local supermarket, she didnt realise how much her life would be affected. However, when x-rays showed a fracture to the left wrist (resulting in surgery and the insertion of wires) she was temporarily unable to work and forced to cancel her long-awaited holiday.
Personal injury claim websites were unable to help Miss X as the injury had not occurred at her workplace nor was as a result of a road traffic accident. With bills mounting and a holiday and gym membership paid for that she was unable to use, Miss X was at a loss what to do.
Then Miss X remembered that she had something called Legal Expenses Cover under her home insurance policy. She contacted...
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