“An ounce of prevention is worth a pound of cure” is a commonly quoted saying, but how many of us procrastinate taking actions we know would save us much headache? Making a home inventory of your home is one of those “ounces of prevention” every homeowner should insist upon doing.
Why should I take an inventory?
Imagine for a moment a tragedy youve heard about recently hurricane damage, flooding, wildfires and think about the damage done to the homes involved. We all consider important to install things like fire alarms and smoke detectors, and home owners insurance is a must, but have we considered all the money weve spent on the possessions inside our homes? Consider now what would happen if your home was destroyed.
Many of us assume our home owners insurance would cover all of our possessions, but this is where people are mistaken. An appraiser would have to take a guess using averages at the value of the contents of your home, should a catastrophic disaster happen to your home. From the charred remains, would you trust an appraiser to accurately estimate the value of your possessions? Thats why making a detailed list of...
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