In many households, financial decision-making is closely tied to the nations economy, which, in turn, fuels a majority of our social and political issues. Industry analysts recently identified an important demographic whose voting clout could be crucial to upcoming political campaigns, the so-called mortgage moms. When it comes to major purchases or home refinancing decisions in todays economy, the female head-of-household (or co-head) plays a key role and should not be taken for granted.
According to a recent article in the Washington Post, “Flat wages and rising debt nationally have converged to leave millions of middle-class households feeling acutely vulnerable to bumps in their financial planning. The most visible of these are rising energy prices and a softening housing market. A less obvious but powerful variable is the interest paid by people carrying credit card debt or mortgages whose monthly payments vary with interest rates.
Mortgage moms are committed to finding financial solutions that address their current challenges without ransoming the familys future. A common solution is home refinancing, which enables them to consolidate personal debt,...
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