There are two main ways that people find themselves crushed by the weight of their debts. Some people find that debt hit them like a ton of bricks when they lost their job, or experienced a medical issue that resulted in the inability to work or excessive medical expenses. Other people find that debt has sort of snuck up on them, over years of casually using credit cards for little purchases that they just didnt have the cash to pay for; or from taking on large purchases like a new vehicle or a home mortgage- only to find that unexpected expenses or changes in income have made it near impossible to keep up with all of the monthly payments.
Regardless of how you got into debt, its agreed that its definitely easier to get into debt than it is to get out of it!
Unavoidable Debt
Sometimes, it is completely impossible for an individual to avoid debt. As mentioned above, there are times when you unexpectedly lose your job, and suddenly you have to find a way to pay for all of the expenses you were paying for previously with your full time job on the new, lower, unemployment income (if you qualify). Finding a new job isnt always as easy as applying, and some...
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