Why is having good credit so important? Since todays society is so financially-driven, establishing and maintaining good credit is imperative if you want to be able to do any of the following:
1. Apply for a job
2. Rent an apartment or buy a home
3. Open an account at a bank
4. Set up an account with the utilities or telephone company
It used to be that having good credit was important in order to simply buy a home or car, but not anymore. Even applying for a new job can require that you have good, stable credit.
Having bad credit could hinder your ability to live in the world. It is a proven fact that people have been turned down for well-paying job positions because of a poor credit rating even though the job could have helped them turn their credit situation around.
So what do I do?
Start by writing a request for your credit report. According to Federal Law, you are allowed one free credit report annually. There are three major credit-reporting agencies that you need to get a report from, and you can get their contact information on the Internet or from your local phone book. If you have already received a free credit...
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