How I Raised My Credit Score 40 Points In 24hrs. And Saved $658 A Month In Interest
Its never easy to talk about credit. Not with friends, not with family, not online, and, most of all, not with myself. Yes, I let a monthly payment go by here and there. Ive maxed out my share of credit cards. Ive bought cars that I really couldnt afford. I ate out. A lot. At expensive restaurants. And I always ordered the lobster. I always knew, in the back of my head, that I was teetering on the brink of credit destruction. Yet I couldnt bring myself to admit that my credit was going downhill. I continued applying for credit cards anyway. I didnt want to run them up, honestly. It just happened.
One day, reality gave me a swift kick in the rear. I grew weary of renting, so I decided to pursue the proverbial American Dream and purchase a home. I sort of knew that my credit was troubled, but I kidded myself into thinking that it couldnt be that bad. I went to a mortgage company to finance my dream. When I got there, I filled out an application, and they pulled my credit report. I truly was not prepared for what the loan officer said to me next. Im sorry, sir, he said, your...
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