How I Went From $30,000 In Debt, To Debt-Free In 36 Months
Three years ago I was $30,000 in debt. I was making $35,000/year. Today (Oct. 2006), I am debt-free. I paid off all of that debt by changing how I looked at debt, by making the hard choices, and by doing whatever it took to get out of debt. I dont work in the financial or lending field. The only reason I have put my thoughts into writing is to try to help other people. I am 46 years old. This is my story.
Three years ago I was $30,000 in debt.
I had $15,000 in consumer debt (credit cards and an auto loan), and I owed $15,000 to my mom. I felt like I was swimming in an ocean of debt with no sign of the shore.
My income as a real estate agent was around $35,000/ year. Scary, huh?
I got myself into this trouble the way most people get themselves into financial troublepoor decisions based upon taking the easy, instant gratification, tons of justifications path.
Today, I am debt free except for my mortgage, which I consider good debt.
Im going to tell you how I got out of debt. These ideas are a bit difficult to put into writing, but if you read this article carefully, my...
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