You may want to consider checking whats on your credit report at least once a year. Thats right at least once a year get a copy of all three of your credit reports. Youll want to know what each credit bureau (TransUnion, Experian and Equifax) have listed on your reports. You dont want any surprises when you apply for credit or seek new employment. So, as a general rule its a good idea to get copies of your reports at least once a year! You will also be able to find out whether or not someone has ordered credit in your name without your authorization. Here are some tips and information which may assist you in your quest to get your credit reports:
1) How do I go about contacting the credit report bureaus? You contact the bureaus either in writing or via the internet with the following information: TransUnion, P.O. Box 2000, Chester, PA. 19022,800-888-4213,www.transunion.com; Equifax, P.O. Box 740256, Atlanta, GA. 30374, 877-784-2528 ,www.equifax.com; Experian, P.O. Box 2104, Allen, TX. 75013, 888-397-3742 ,www.experian.com.
2) Can I get a free copy of my credit report? Yes. You can receive a free report on an annual basis at no cost at...
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