If you save money, the money will save you
The problem with most peoples finances today is that they are not getting enough income to satisfy their needs and wants. People are naturally going to buy things they want even if it means spending more than they have (credit cards), and they know in the back of their minds that they cant afford it, but they will get it anyway. I think people will develop their own budgeting scheme when their income meets their wants then they will be budgeting masters, all by their selves. But till then there will ALWAYS be people in debt no matter how much you preach!
I think a solution to some people money problem is to teach them how to make extra money first, and then teach them how to budget and save it. Americans really dont want that much; it is the hobbies that get people in trouble, bills, spending too much on golf clubs, car parts, computers, things around the house etc.
I dont know about you but this is how I feel about life. Right now, I am working a 9 to 5 job making $3200 monthly. I dont want to be stuck knowing that I will be ‘working’ for the rest of my life, taking orders from bosses, putting up with...